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5542 NW 190th Ln, Miami Gardens FL 33055
About this home
Spacious two-story single-family home in the gated Monterrey community of Miami Gardens offering 4 bedrooms, 2.5 baths, approximately 2,054 sq. ft. of living area, and a 1-car garage. This well-designed layout features bright open living areas, tile flooring throughout the main level, an updated kitchen with quartz countertops, stainless-steel appliances, and modern cabinetry. The ground-floor primary suite adds convenience and privacy, while the second floor offers three additional bedrooms and a full bath. Major upgrade: impact windows and doors throughout, providing storm protection and added peace of mind. Enjoy a fenced backyard with screened patio and concrete slab, ideal for outdoor dining, entertaining, or relaxing. Monterrey offers gated entry, patrol, community pool, basketball courts, playground, and low HOA fees. Conveniently located near the Florida Turnpike, Palmetto Expressway, shopping, dining, and major commuter routes. A strong opportunity for buyers seeking space, upgrades, and community amenities in Miami Gardens. Buyer to verify all property details, HOA, flood zone, schools, measurements, and restrictions
Features
- First Floor Entry
- Other
- Family Room
- Garden
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,160
- HOA
- $125 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.