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12944 Banyan Rd, North Miami FL 33181
About this home
Experience waterfront living at its finest in this fully renovated modern home located in the prestigious gated community of Keystone Islands, North Miami Beach. This spacious 4-bedroom, 3-bathroom residence offers 2,484 sq/ft of elegantly designed living space. The expansive backyard is a true entertainer’s dream, featuring a sparkling pool, custom-built barbecue area under a stylish pergola, and a private dock that accommodates up to a 60’ boat. Enjoy direct ocean access with no fixed bridges, making it a boater’s paradise. The property also includes a covered garage plus three additional uncovered parking spots. Whether you're hosting guests or seeking a peaceful waterfront retreat, this move-in ready gem offers the best of South Florida luxury living.
Features
- First Floor Entry
- Closet Cabinetry
- Cooking Island
- Entrance Foyer
- Walk-In Closet(s)
- Den/Library/Office
- Barbeque
- Built-In Grill
- Lighting
- Canal
- Intracoastal View
- Water
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $13,905
- HOA
- $2,500 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.