Skip to content
All listings
Condominium at 9800 W Bay Harbor Dr # 503, Bay Harbor Islands FL 33154Active
1 / 40

Photo 1 of 40

Waterfront · Condominium
$875,000$833 / sqft

9800 W Bay Harbor Dr # 503, Bay Harbor Islands FL 33154

2
Bedrooms
2
Bathrooms
1,050 sqft
Interior
1967
Year built
$1,100 / mo
HOA
Condominium
Type

About this home

All aboard! One of only two residences in all of Bay Harbor Islands with an assigned 34’ boat dock complete with water, power, and no additional dock fee. This beautifully renovated 2BR/2BA waterfront residence offers breathtaking west-facing bay views and spectacular sunsets from the living room and private balcony. The Guildford has completed extensive improvements, including the roof, structural restoration, seawall, asphalt, stucco, balconies, railings, floor-to-ceiling impact windows, pool, and common areas, with all required work completed for the 60-year recertification. Residents also enjoy a private storage unit, sauna, and game room. All special assessments have been paid. Just steps from Bay Harbor Islands, Bal Harbour, Surfside, fine dining, shopping, and the beach. Secure entry, two assigned parking spaces, low monthly maintenance, and direct boating access to Haulover Inlet make this an exceptionally rare waterfront opportunity.

Features

  • Walk-In Closet(s)
  • Open Balcony
  • Bay
  • Canal

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$5,524

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$4,424
HOA
$1,100 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Graber Realty Group LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.