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Waterfront · Condominium
$5,900,000$1,474 / sqft
1135 103rd St, Bay Harbor Islands FL 33154
Listed
3
Bedrooms
5
Bathrooms
4,004 sqft
Interior
2024
Year built
$9,920 / mo
HOA
Condominium
Type
About this home
ONE-OF-A-KIND PENTHOUSE OFFERING BREATHTAKING DIRECT WATERFRONT VIEWS FROM THE NORTH TIP OF BAY HARBOR ISLANDS! Stunning turnkey residence featuring 3 bedrooms + 4.5 bathrooms, an office, + a media room spanning 4,004 SF of interior living space + spacious terraces. Floor-to-ceiling windows showcase breathtaking views of the water and the city. The modern design features high-end finishes and vein-cut light brown travertine flooring throughout. Fully appointed Snaidero kitchen equipped with top-of-the-line Miele appliances, a wine cooler + a pantry. Primary suite with waterfront terrace & spa-inspired primary bathroom with double vanity and white Carrara marble finishes. 2 parking spaces + 1 large private storage. Enjoy resort-style amenities, including a private marina, infinity-edge pool, state-of-the-art fitness center, sauna, and spa. Ideally located in the desirable Bay Harbor Islands community, you'll have easy access to The Shops at Bal Harbour, exceptional dining, and beautiful beaches
Features
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Elevator
- Entrance Foyer
- Pantry
- Walk-In Closet(s)
- Den/Library/Office
- Open Balcony
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $2,900–$11,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.