9172 Carlyle Ave, Surfside FL 33154
About this home
An exceptional opportunity in the heart of Surfside, this charming 4-bedroom, 3-bath residence with a den is set on an oversized 8,960-square-foot lot, offering remarkable privacy, versatility, and future potential. Spanning approximately 2,239 square feet, the home blends character and comfort with hardwood and Cuban tile flooring, impact-resistant windows and doors, a natural gas stove and oven, smart thermostat, new A/C system, tankless water heater, and EV charger. The expansive backyard, surrounded by mature mango and avocado trees, features an outdoor shower and presents the perfect canvas for a private pool and resort-inspired outdoor retreat. Ideally located near 91st Street, just a few blocks from the beach, Four Seasons Hotel at The Surf Club, places of worship and the beachfront Surfside Community Center with pools and beach chairs. An exceptional opportunity to enjoy, personalize, or reimagine a residence in one of Miami’s most coveted seaside communities. Seller financing available.
Features
- First Floor Entry
- Attic
- Den/Library/Office
- Other
- Utility Room/Laundry
- Fruit Trees
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $17,673
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.