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22961 SW 99th Ave, Cutler Bay FL 33190
About this home
Welcome to this beautiful, turn key 2-story home with 3 beds, 2.5 baths in the community of Crystal Cay. This spacious and homey abode features dedicated living, family, and dining areas, a sleek kitchen with stainless steel appliances, elegant zebra window treatments, and a convenient laundry station. Upstairs boasts 2022 waterproof luxury vinyl and all 3 generously sized bedrooms. The primary bedroom has water views and hosts an ensuite and walk-in closet. Step outside to your privately fenced backyard with a pergola. The perfect space to entertain and barbecue! Jog or walk along the waterfront trail just steps away. Conveniently located in front of the dog park! Enjoy the community's amenities at the Clubhouse, which include a pool, gym, and party room with a kitchen. Situated near shopping and dining options as well as Black Point Marina for the water lovers! 2 parking spaces included.
Features
- First Floor Entry
- Walk-In Closet(s)
- East Of Us1
- Garden View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $2,301
- HOA
- $253 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.