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Waterfront · Condominium
$4,695,000$1,411 / sqft
1135 103rd St # 304, Bay Harbor Islands FL 33154
Listed
4
Bedrooms
5
Bathrooms
3,328 sqft
Interior
2024
Year built
$7,202 / mo
HOA
Condominium
Type
About this home
Residence 304 at Onda is the only residence in the building featuring an extraordinary 3,001 SF private terrace. Part of an exclusive collection of just 41 bayfront homes in Bay Harbor Islands, Onda is designed by Arquitectonica and developed by Valerio Morabito and Ugo Colombo. This newly completed building sits at the edge of the island, offering a prime vantage point. The residence features a fully equipped Snaidero kitchen with top-of-the-line Miele appliances, Statuarietto marble bathrooms, private elevator access, and a service entrance. Floor-to-ceiling impact windows open to the expansive terrace, creating seamless indoor-outdoor living. The unit includes 2 assigned parking spaces and 1 private storage unit. Onda offers a full suite of amenities including a waterfront pool, Technogym fitness center, wellness spa, EV charging stations, and 24-hour valet. Ideally located just moments from Bal Harbour Shops, The Surf Club, and the beach, Residence 304 presents a truly unique opportunity within one of Bay Harbor Islands’ most coveted waterfront addresses.
Features
- Cooking Island
- Elevator
- Split Bedroom
- Volume Ceilings
- Walk-In Closet(s)
- Den/Library/Office
- Storage
- East Of Us1
- Bay
- Skyline
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 120 active listings; the middle half ask $14,000–$34,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.