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Single Family Residence at 550 Harbor Dr, Key Biscayne FL 33149Active
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Waterfront · Single Family Residence
$19,450,000$2,994 / sqft

550 Harbor Dr, Key Biscayne FL 33149

7
Bedrooms
8
Bathrooms
6,497 sqft
Interior
2003
Year built
None
HOA
Single Family Residence
Type

About this home

Situated on the exclusive island of Key Biscayne, this extraordinary 7,000sqft waterfront estate sits on a rare double lot located on Hurricane Harbor overlooking tranquil Manatee Lagoon. The property offers an unparalleled sanctuary of luxury and seclusion with features including a 4 car garage ideal for collectors, professionally landscaped yard well suited for outdoor entertaining, 7 bedrooms and 7.5 baths including live-in staff quarters. Expansive living areas flow seamlessly to large outdoor, covered porches becoming your al fresco living room for outdoor dining or relaxing and soaking in the beauty of the natural environment. As the sun hits the horizon, Sunsets light up the sky illuminating the clouds in a breathtaking array of tropical colors. Text listing agent. 24hr notice

Features

  • Built-in Features
  • Elevator
  • Maid/In-Law Quarters
  • Other
  • Open Balcony
  • Lagoon

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$98,350

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$98,350
HOA
None

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Three Bridges Realty, LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.