491 NW 108th Ter, Miami FL 33168
About this home
Welcome to this charming 3-bedroom, 2-bathroom home located in the highly desirable West Miami Shores neighborhood. Thoughtfully cared for, this residence features a new roof completed in 2024 and a new fence installed in 2025, offering privacy, comfort, and peace of mind. The home includes stainless steel kitchen appliances, including a new refrigerator (2021), along with a washer and dryer installed in 2023 for everyday ease. Spacious bedrooms, updated baseboards (2018), and a water heater installed in 2019 reflect consistent upkeep throughout. Fresh interior paint completed in 2024 creates a bright, welcoming atmosphere, while exterior paint completed in 2019 enhances curb appeal. The large fenced yard provides plenty of space to entertain, relax, or create your own private pool retreat. No HOA. Ideally located just a 10-minute drive to the beaches and the Miami Design District, with convenient access to major highways, shopping, dining, and schools. Easy to show.
Features
- First Floor Entry
- 3 Bedroom Split
- Den/Library/Office
- Room For Pool
- Garden
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $2,776
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.