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Condominium at 401 Ocean Dr, Miami Beach FL 33139Active
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Waterfront · Condominium
$465,000$710 / sqft

401 Ocean Dr, Miami Beach FL 33139

1
Bedrooms
1
Bathrooms
655 sqft
Interior
1970
Year built
$1,134 / mo
HOA
Condominium
Type

About this home

Experience the pinnacle of coastal living in South Beach’s highly coveted South of Fifth neighborhood. Located just seconds from the sand—complete with private beach chairs and umbrella service—this fully furnished ocean-view condo puts you steps from South Pointe Park and South Pointe Beach. Inside, the turn-key home features an open-concept kitchen and living area, brand-new central A/C, impact windows and doors, sleek laminate flooring, and excellent storage, including two walk-in closets. Step outside onto your private balcony to take in spectacular ocean sunrises, or relax by the heated oceanfront pool and sun deck. Adding incredible value, this unit includes its own assigned parking space in a secure, gated complex—a feature valued at approximately $50,000 and available to only one-third of the building's residents. Enjoy total peace of mind in a structurally and financially sound building with healthy reserves, 24/7 security, and a newly completed 50-year recertification. Convenient elevators and laundry facilities are located on every floor, while the monthly fee generously covers water, cable, high-speed internet, landscaping, trash, and pest control. Whether you are looking for a primary residence, a luxury vacation retreat, or a prime investment opportunity, this paradise property is ready for you to move right in.

Features

  • Interior Hall
  • Walk-In Closet(s)
  • Open Balcony
  • Ocean View
  • Water View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$3,485

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$2,351
HOA
$1,134 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Beachfront Realty Inc

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.