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12964 SW 285th Ter, Homestead FL 33033
About this home
SELLER WILLING TO CREDIT BUYER UP TO $10,000 IN CLOSING COSTS!!! Beautifully maintained 5 bed, 3 bath 2-story home situated on a desirable corner lot in Homestead! Located near Homestead Hospital, the Homestead Air Reserve Base, and several shopping centers! This spacious home features thoughtful updates as well as a downstairs bedroom and full bathroom (2023 vanity), perfect for multi-generational living. Enjoy a charming modernized kitchen, complete with a pantry. Upstairs, you’ll find four additional bedrooms, including an oversized primary room with a walk-in closet and ensuite. A second bedroom also features its own walk-in closet. The laundry room has been enhanced with cabinetry for extra storage, and includes a 2025 washer and 2020 dryer. Step outside to enjoy a private backyard oasis with 2 pergolas, along with banana and lemon trees, and space for a pool - perfect for outdoor dining or relaxing. Additional highlights include a 1-car garage and accordion shutters throughout.
Features
- First Floor Entry
- Walk-In Closet(s)
- Utility Room/Laundry
- Fruit Trees
- Room For Pool
- Other
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,332
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
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Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.