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1133 102nd Street # 403, Bay Harbor Islands FL 33154
About this home
Situated within the distinguished community of Bay Harbor Islands, this impeccably designed two-bedroom, two-bathroom residence offers an exceptional living experience, combining contemporary elegance with practical functionality. Abundant natural light fills the space, highlighting a thoughtfully designed split floor plan. The gourmet kitchen is outfitted with premium, top-of-the-line appliances, including an under-counter wine cooler, catering to both culinary enthusiasts and entertainers alike. The expansive primary suite features a luxurious en-suite bathroom and generous walk-in closets. Additional features: Two assigned covered parking spaces Private storage unit Rooftop pool, jacuzzi, BBQ area, and lounge with stunning bay views A perfect blend of comfort and sophistication in a premier location. Included in Sale Price | Total Value $60,000: Motorized shades and custom window treatments valued at $20,000. Upgraded closets with sliding glass doors and custom Italian built in bedroom furniture valued at $30,000. Updated kitchen cabinetry and partially brand new appliances valued at $5,000. Italian wallpaper, electronic entrance lock, modern switches and sockets, and select finish upgrades valued at $5,000. Optional Purchase: Optional Italian furniture and design package including furniture, lighting, and rugs, valued at $70,000, may be included in the purchase price for financing. Located on a quiet residential island in Bay Harbor Islands. Short term rent 30 days available.
Features
- Cooking Island
- Elevator
- Split Bedroom
- Walk-In Closet(s)
- Balcony
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $4,040
- HOA
- $1,174 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.