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Stock Cooperative at 1050 Pennsylvania Ave # A, Miami Beach FL 33139Active
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Stock Cooperative
$185,000$487 / sqft

1050 Pennsylvania Ave # A, Miami Beach FL 33139

0
Bedrooms
1
Bathrooms
380 sqft
Interior
1962
Year built
$423 / mo
HOA
Stock Cooperative
Type

About this home

Charming, move-in-ready studio located in the heart of South Beach! This bright first-floor residence offers an efficient layout with hardwood floors, central A/C, an updated kitchen with modern appliances, and a spacious living area. Enjoy peaceful garden and courtyard views in a secure, gated boutique building with on-site laundry. The building has completed its 40-year recertification, providing added peace of mind. Low monthly maintenance includes water, trash, roof, and laundry amenities. Ideally situated just blocks from the beach, Lincoln Road, Flamingo Park, world-class dining, shopping, and entertainment. Perfect as a primary residence, vacation getaway, or investment opportunity in one of Miami Beach's most desirable neighborhoods.

Features

  • First Floor Entry
  • None
  • Courtyard
  • Open Balcony
  • Garden View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$1,358

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$935
HOA
$423 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
NTD 1ST Class Realty Miami

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.