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8020 SW 198th St, Cutler Bay FL 33189
About this home
Located in the desirable Saga Bay community, this 5-bedroom, 3-bath pool home offers the perfect combination of space, comfort, and modern efficiency. 2800 square feet of living space designed for growing or multi-generational families, the flexible floor plan features 3 bedrooms and 2 bathrooms upstairs and 2 bedrooms with 1 full bathroom on the first level, providing ideal separation for guests, extended family, or a home office. This move-in-ready home features a 2022 roof, impact windows and doors, a newly resurfaced saltwater pool, new upper and lower A/C units, and a renovated kitchen with new appliances, and many more updates. Built for entertaining, the home offers expansive upper and lower covered patio areas that overlook the private saltwater pool, creating the perfect indoor-outdoor flow for gatherings, weekend barbecues, or simply relaxing with family and friends. Located just steps from one of Saga Bay's many parks, residents enjoy an exceptional lifestyle with tennis and pickleball courts, walking paths with outdoor fitness equipment, open green spaces, a practice T-ball field, and a scenic lakefront park with picnic areas. Don't miss this rare opportunity to own a beautifully updated home in one of the area's most sought-after neighborhoods.
Features
- Second Floor Entry
- Built-in Features
- Family Room
- Utility Room/Laundry
- Open Balcony
- Other
- Pool
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $4,293
- HOA
- $54 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
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Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.