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Single Family Residence at 19930 Christmas Rd, Cutler Bay FL 33157Active
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Single Family Residence
$619,000$540 / sqft

19930 Christmas Rd, Cutler Bay FL 33157

4
Bedrooms
2
Bathrooms
1,147 sqft
Interior
1958
Year built
None
HOA
Single Family Residence
Type

About this home

Welcome to this beautifully remodeled 4-bedroom, 2-bathroom corner-lot home situated on an oversized 10,000+ sq. ft. lot in one of Cutler Ridge's most desirable golf cart-friendly neighborhoods. Every inch of the interior has been thoughtfully renovated, offering a bright, modern feel complemented by complete impact windows and doors for style, comfort, and peace of mind. The spacious primary suite features a private ensuite bath and its own separate entrance, providing flexibility for guests, multigenerational living, or a home office. Step outside to the covered patio overlooking the expansive fenced backyard with plenty of room to entertain, play, or add a pool. Ideally located just minutes from Cutler Ridge Park, top-rated Cutler Ridge Elementary and Cutler Bay Middle School, shopping, dining, and major roadways. Don't miss this opportunity to own a move-in ready home on an oversized corner lot in a fantastic location!

Features

  • First Floor Entry
  • Family Room
  • Room For Pool
  • Other

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$3,130

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$3,130
HOA
None

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Miami Portfolio Collection

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.