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11520 SW 138th St, Miami FL 33176
About this home
Beautiful and well-maintained 5-bedroom, 3-bathroom home, move-in ready and featuring numerous upgrades that make it an outstanding opportunity. Recent improvements include a new septic tank (less than 1 year old), new rear patio flooring and side concrete (less than 1 year old), preventive termite treatment completed approximately 1 year ago, a 2020 roof, PVC plumbing, remodeled kitchen and bathrooms (approximately 5 years ago), and appliances, washer, and dryer that are approximately 5 years old. Additional features include two independent A/C units, impact windows and doors, motorized window blinds, Ring doorbell and security camera system, automatic soffit lighting, a fully fenced yard, an electric side gate, boat/RV parking, and parking for 10+ vehicles. The home's functional layout offers excellent flexibility for large or multigenerational families. One room is currently rented to a tenant for $1,200 per month.
Features
- Pantry
- Family Room
- Separate Guest/In-Law Quarters
- None
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $3,843
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.