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Listed
A Crown Jewel in the Sky at Oceana Bal Harbour. Ocean, bay, and luxury converge. This two-story penthouse is a corner unit wrapped in floor-to-ceiling glass and deep terraces, framing uninterrupted vistas of the ocean, Biscayne Bay, and the glittering Miami skyline. A private elevator foyer opens into an expansive 8993 sqft great room flooded with natural light. The open gourmet kitchen seamlessly connects to the dining and living areas and to the oversized terrace for a true indoor-outdoor living. 6 beds and 8 full baths plus 2 half baths, office, media room with top of the line finishes. The rooftop 7000 sqft terrace features a private pool, jacuzzi, and outdoor kitchen. Where the ocean meets the sky.
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.
Leasing terms as stated in the MLS listing, not verified by us. The association’s governing documents control what is actually permitted and can change — confirm before you buy.
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
Illustration only — not a loan offer, quote, or commitment. We are not a lender and neither offer nor arrange financing. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
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