1101 98th St # 5, Bay Harbor Islands FL 33154
About this home
Discover the charm of Bay Harbor Islands in this beautifully updated 2BR/2BA residence nestled in an intimate 7-unit boutique building. This light-filled second-floor home features rich wood floors, hurricane impact windows, oversized bedrooms with walk-in closets, and timeless Old Florida character with tasteful updates throughout. Enjoy an unbeatable walkable location next to a beautiful public park and dog park, and just moments from the beach, Bal Harbour Shops, restaurants, cafés, houses of worship, and the highly acclaimed Ruth K. Broad Bay Harbor K-8 Center. Assigned parking plus guest parking complete this rare opportunity to own in one of Miami's most desirable neighborhoods.
Features
- Second Floor Entry
- Walk-In Closet(s)
- East Of Us1
- Garden View
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $2,377
- HOA
- $820 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.