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Condominium at 101 20th St # 2706, Miami Beach FL 33139Active
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Waterfront · Condominium
$4,450,000$3,381 / sqft

101 20th St # 2706, Miami Beach FL 33139

2
Bedrooms
2
Bathrooms
1,316 sqft
Interior
2004
Year built
$7,200 / mo
HOA
Condominium
Type

About this home

Experience unobstructed panoramic ocean and skyline views from this highly coveted 06-line residence at The Setai, Miami Beach. This home in the sky features a redesigned kitchen with Calacatta Gold marble, custom cabinetry and hardware, premium Miele appliances, and a seamless open layout framed by floor-to-ceiling glass. Every room captures ocean views. Residents enjoy access to The Setai’s renowned five-star amenities, including three temperature-controlled pools, multiple award-winning restaurants, in-residence room service, beachside and poolside service, a full-service spa, state-of-the-art fitness center, and 24-hour security and concierge. Enjoy the perks of a condo-hotel with no rental restrictions. During high season this residence rents for $40,000/ month.

Features

  • Pantry
  • Walk-In Closet(s)
  • Open Balcony
  • Bay
  • Ocean View
  • Skyline

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$29,702

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$22,502
HOA
$7,200 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Douglas Elliman

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.