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Single Family Residence
$799,900$500 / sqft
19900 SW 83rd Ave, Cutler Bay FL 33189
Listed
4
Bedrooms
3
Bathrooms
1,600 sqft
Interior
1974
Year built
$40 / mo
HOA
Single Family Residence
Type
About this home
Live the South Florida lifestyle in this beautifully updated 4-bedroom, 3-bathroom home with almost 2,000 sq Ft. of living area in the highly desirable Saga Bay community of Cutler Bay. Positioned directly across from the lake & park this move-in-ready residence combines modern comfort, flexibility, and an exceptional location. The home features an impressive oversized primary suite with a private bathroom and spacious walk-in closet. A second bedroom offers its own private entrance and en-suite bathroom, creating an ideal setup for visiting family, in-laws, a private home office, or potential rental income, subject to applicable regulations. The updated kitchen showcases granite countertops, modern finishes, and thoughtful upgrades throughout. Step outside to your own private backyard retreat, complete with a heated saltwater pool and low-maintenance artificial turf, perfect for relaxing, entertaining, and enjoying South Florida year round. Additional highlights include a 2019 metallic roof, impact windows, EV-charger readiness, and a generator connection. Saga Bay residents enjoy access to beautiful lakes, parks, walking paths, pickleball courts, and other recreational amenities. Conveniently located near Palmetto Bay and Pinecrest, with easy access to highly regarded schools, shopping, dining, and major roadways. This is a rare opportunity to enjoy space, versatility, modern upgrades, and resort-style living in one of Cutler Bay's most established communities.
Features
- First Floor Entry
- Family Room
- Other
- Lighting
- Pool
Location
Approximate — shows the building, not the unit.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.