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Single Family Residence
$655,000$348 / sqft
21514 SW 90th Ave, Cutler Bay FL 33189
Listed
4
Bedrooms
3
Bathrooms
1,880 sqft
Interior
1997
Year built
$133 / mo
HOA
Single Family Residence
Type
About this home
Welcome home to this beautiful two-story single-family residence situated in the sought-after, family-friendly community of Lakes By the Bay in Cutler Bay! Featuring 4 spacious bedrooms, 2.5 bathrooms, and a 2-car garage, this layout is designed for comfortable living and entertaining. Residents enjoy access to community amenities including a swimming pool and playground. Conveniently located near top-rated schools, local parks, shopping, dining, and easy access to the Florida Turnpike. Don’t miss this fabulous opportunity!
Features
- First Floor Entry
- Other
- Pantry
- Volume Ceilings
- No Additional Rooms
- None
- Garden
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$3,445
Loan payment and HOA only. Property tax and insurance are significant here and are included.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.