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Active
Condominium
$560,000$400 / sqft

1075 92nd St # 201, Bay Harbor Islands FL 33154

2
Bedrooms
2
Bathrooms
1,400 sqft
Interior
1965
Year built
$968 / mo
HOA
Condominium
Type

About this home

Spacious 2-bedroom, 2-bath corner unit in the heart of Bay Harbor Islands offering approximately 1,400 sq ft of living space. Bright and open layout with tile floors throughout, expansive living and dining areas, and a private balcony. Generous bedrooms with ample closet space and a large kitchen pantry. Unit features accordion shutters and a new A/C. No washer and dryer in unit. Major value: seller will pay current special assessment in full at closing, a significant benefit for the buyer. Well-maintained building with swimming pool and assigned parking. Prime walkable location near Ruth K. Broad K-8 Center, a top-rated school, Bal Harbour Shops, beaches, houses of worship, and dining. Excellent opportunity to customize a large floor plan in one of Bay Harbor Islands’ most desirable areas. Easy to show.

Features

  • Lobby
  • First Floor Entry
  • Built-in Features
  • Closet Cabinetry
  • East Of Us1
  • Garden View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$3,800

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$2,832
HOA
$968 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Real Broker LLC

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.