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Condominium at 1135 103rd # 307, Bay Harbor Islands FL 33154Active
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Waterfront · Condominium
$1,900,000

1135 103rd # 307, Bay Harbor Islands FL 33154

2
Bedrooms
3
Bathrooms
— sqft
Interior
2024
Year built
$3,672 / mo
HOA
Condominium
Type

About this home

Take a Breath and touch a piece of at the newly constructed Onda Residences in Bay Harbor Islands. This 1,917 sq ft unit offers stunning and unique terrace from the expansive living space and primary suite with in-built grill, complete with extra-large double walk-in closets. Enjoy high-end finishes like custom Italian cabinets, elegant Italian porcelain floors, and Barausse Italian doors. The unit includes a den/office, 2 tandem parking spaces, and storage and a private outdoor terrace that is over 1000 sq ft with an outdoor kitchen.Onda Residences features EV charging stations, a marina, a spa, a fitness center, free valet and a rooftop pool with breathtaking views of the intracoastal, Bal Harbour skyline and the ocean. Unit rented until Sept 2026

Features

  • First Floor Entry
  • Cooking Island
  • Other
  • Walk-In Closet(s)
  • Storage
  • Barbeque
  • Open Balcony
  • Bay
  • Garden View

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$13,279

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$9,607
HOA
$3,672 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Coldwell Banker Realty

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.