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TAKE NOTE: NO CASH DOWNPAYMENT needed to ASSUME MORTGAGE with lower interest rate. Enjoy the family-friendly, gated neighborhood of Portofino Oaks within the Waterstone Community with 24/7 security and low HOA. This single-family home offers high ceilings in the open living and dining rooms, abundant natural light throughout enhanced by large windows and tile flooring on both levels. First floor features a large kitchen plus a sunny breakfast nook flowing into the 17x15 family room with access to the fenced backyard. An updated bedroom and remodeled full bath on the main level provides ideal flexibility for guests, multi-generational living or home office. Upstairs, the primary suite serves as a private retreat with a spacious walk-in closet, a spa-style bath with dual sinks, a Roman tub, and a separate shower: The private sitting area in the suite is a comfortable space to unwind or private office or 4th upstairs bedroom. Additional features include inside laundry room, accordion shutters and two-car garage. Residents enjoy access to a beautiful clubhouse, fully equipped fitness center, playground, scenic walking paths, community pools and security patrol. Minutes from Baptist Homestead Hospital, Homestead Air Reserve Base, shopping, dining, and top-rated schools. This home is an excellent choice for families seeking quality education and quick access to Homestead Bayfront Park, the marina, and weekend escapes to the Florida Keys.
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
Illustration only — not a loan offer, quote, or commitment. We are not a lender and neither offer nor arrange financing. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
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