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1135 103rd St # 303, Bay Harbor Islands FL 33154
About this home
Exceptional fully upgraded and furnished waterfront residence, masterfully curated by a world-class designer. This sophisticated 3-bedroom layout features a stunning primary suite facing the bay, complete with a private terrace that captures serene water views. The second and third bedrooms open onto an expansive, one-of-a-kind terrace of over 300 sq ft, seamlessly blending indoor and outdoor living. A versatile studio/library and TV room add both functionality and refined comfort. Equipped with a spacious fully-equipped laundry room. Every detail has been thoughtfully designed, showcasing iconic interiors, top-of-the-line appliances, and high-end European bathrooms. The primary bathroom offers a spa-like experience with a generous soaking tub and separate glass-enclosed shower. Spacious walk-in closets and custom lighting fixtures further enhance the residence’s elevated aesthetic. Located within a brand-new boutique tower by renowned developer Ugo Colombo, the building reflects impeccable construction quality and timeless design. Residents enjoy a curated selection of luxury amenities, including a rooftop pool with breathtaking bay views, private marina, full-service spa and wellness center, concierge, and valet parking. The highest luxury condominium in the area. Ideally positioned in the quiet, safe, and exclusive enclave of Bay Harbor Islands, just moments from Bal Harbour Shops and the beach. Private marina slip available at an additional cost.
Features
- First Floor Entry
- Cooking Island
- Entrance Foyer
- Walk-In Closet(s)
- None
- Bay
- Ocean View
- Skyline
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $24,271
- HOA
- $6,041 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.