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Waterfront · Stock Cooperative
$155,000$310 / sqft
4740 Pine Tree Dr # 20, Miami Beach FL 33140
Listed
1
Bedrooms
1
Bathrooms
500 sqft
Interior
1948
Year built
$550 / mo
HOA
Stock Cooperative
Type
About this home
Prime Pine Tree Drive location at a price that’s hard to find in Miami Beach. This second-floor end-unit CO-OP has no adjoining walls and overlooks the beautiful Villas along Pine Tree Drive. Original Miami-Dade pine floors add character and charm, while the interior offers an opportunity to update and create your own cozy Miami Beach retreat. The waterfront co-op building features a pool, community laundry facilities, and a tree-lined walkway leading to the Intracoastal Waterway. CASH purchase only.
Features
- Other
- Intracoastal View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$1,334
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $784
- HOA
- $550 / mo
Illustration only — not a loan offer, quote, or commitment. We are not a lender and neither offer nor arrange financing. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 1-bed rentals in Miami Beach, from 200 active listings; the middle half ask $2,200–$4,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.