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Active
Single Family Residence
$620,000$596 / sqft

20130 SW 106th Ave, Cutler Bay FL 33189

3
Bedrooms
1
Bathrooms
1,040 sqft
Interior
1959
Year built
None
HOA
Single Family Residence
Type

About this home

This beautiful remodeled 3 bedroom, 1 bathroom, pool home offers the perfect blend of modern elegance and comfortable living. Step inside to discover a spacious kitchen featuring sleek stainless steel appliances. the interior showcases new flooring throughout. Enjoy your mornings or unwind in the evenings on the covered patio, overlooking a generous backyard, perfect for relaxing by the pool. Major updates include a brand new roof (2026), impact windows and doors (2026) and a newly paved driveway, providing exceptional peace of mind and curb appeal. This home is not just a place to live, it's a lifestyle . Don't miss this exceptional opportunity.

Features

  • First Floor Entry
  • No Additional Rooms
  • Garden

Estimated loan & HOA

$3,135

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$3,135
HOA
None

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
My FL Home, LLC.

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.