1081 W 48th St # N01, Miami Beach FL 33140
About this home
This one-of-a-kind, two-story waterfront villa, designed by Piero Lissoni & Ralph Choeff, combines modern tropical living with The Ritz-Carlton’s exceptional services. The contemporary design includes Georgette Limestone and wood floors, Boffi cabinetry, Gaggenau appliances with a gas range, Ipe hardwood decking, Fantini faucets, and a whole-house gas generator. Situated on Surprise Lake with private dock access to Biscayne Bay, the Intracoastal Waterway, and the Atlantic Ocean, it offers privacy while enjoying world-class amenities and services. Owners also have access to the main condominium building’s amenities and restaurant.
Features
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Entrance Foyer
- Split Bedroom
- Walk-In Closet(s)
- Great Room
- Utility Room/Laundry
- East Of Us1
- Open Balcony
- Bay
- Canal
- Lake
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $40,447
- HOA
- $9,269 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.