All listings
Active
Active1 / 40
Photo 1 of 40
Waterfront · Condominium
$3,995,000$1,299 / sqft
1135 103 St # 403, Bay Harbor Islands FL 33154
Listed
3
Bedrooms
5
Bathrooms
3,075 sqft
Interior
2024
Year built
$7,627 / mo
HOA
Condominium
Type
About this home
Onda is Bay Harbor Islands’ newest architectural landmark, completed in 2024. This expansive 3-bedroom + Den,4.5-bathroom condo offers 3,075 square feet of refined interior living space, thoughtfully designed to capture the serenity and beauty of its surroundings while delivering a truly elevated lifestyle. East and west-facing balconies showcase direct-water views, allowing you to enjoy glowing sunrises in the morning and tranquil sunsets in the evening. Floor-to-ceiling glass fills the residence with natural light and creates a seamless indoor-outdoor flow, ideal for both everyday living and entertaining. The Snaidero-designed kitchen blends Italian craftsmanship with modern functionality, featuring sleek custom cabinetry and a full suite of Miele appliances. Open living and dining areas are complemented by clean architectural lines and sophisticated finishes throughout. Each bedroom offers generous proportions and en-suite bathrooms with spa-inspired details, while the additional powder room provides convenience for guests. Located in the heart of Bay Harbor Islands, Onda offers a boutique island lifestyle defined by walkability, waterfront beauty and a sense of privacy. Just moments from Bal Harbour Shops, pristine beaches, fine dining and top schools, this residence delivers the perfect balance of tranquility and connectivity. A rare opportunity to own a modern waterfront home in one of Miami’s most desirable island communities.
Features
- Built-in Features
- Cooking Island
- Elevator
- Entrance Foyer
- Other
- Pantry
- Walk-In Closet(s)
- Den/Library/Office
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 3-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,250–$12,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.