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7504 SW 188th Ter, Cutler Bay FL 33157
About this home
Spacious and beautifully maintained, this 5-bedroom, 4-bathroom single-family home in the highly sought-after Cutler Cay community offers the size, layout, and amenities that today's buyers are actively searching for. This desirable Florence model features a highly functional floor plan with a large first-floor bedroom and full bathroom, making it ideal for guests, in-laws, or multi-generational living. The home boasts a generous kitchen designed for both everyday living and entertaining, along with a spacious 3-car garage. Impact windows and doors throughout provide peace of mind, while numerous upgrades enhance both comfort and convenience, including freshly painted interior and exterior, two new A/C units installed in 2022, a new washer and dryer, two new ovens, smart lock keyless entry, two smart thermostats, and a mosquito prevention system installed around the perimeter of the yard. The primary suite is further enhanced by custom-built cabinetry and a beautiful fireplace, adding both warmth and character to the space. Located just a short walk from the clubhouse, this home is situated within a prestigious 24/7 guard-gated community that offers an exceptional lifestyle and outstanding value. Residents enjoy access to a resort-style clubhouse, community pool, fitness center, basketball,tennis courts and much more. Come see this beautiful home for yourself and discover all that Cutler Cay has to offer.
Features
- First Floor Entry
- Den/Library/Office
- Family Room
- Great Room
- Utility Room/Laundry
- Garden
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $5,891
- HOA
- $509 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.