12949 SW 140 Street Rd, Miami FL 33186
About this home
Experience refined lakefront living in this meticulously maintained 4-bedroom, 3.5-bath residence offering 2,533 square feet of bright, inviting living space and captivating water views from nearly every room. Ideally situated near the center of a private gated community with no through streets, the property enjoys exceptional privacy, minimal traffic, and a quiet neighborhood setting. Designed for outdoor enjoyment, the home features an oversized 18-by-36-foot pool, a newly thatched tiki hut, a private beach area, and extended elevated lakeside decks leading to a spacious, beautifully maintained dock. From your own backyard, enjoy endless days on the water. Impact-resistant windows and a 2022 metal roof provide valuable storm protection, and energy efficiency. A tankless water heater, full two-car garage, and expanded wraparound driveway with parking for up to five vehicles. The residence captures stunning sunrise views across the lake while offering cooler, shaded afternoons without the harsh western sun. HOA of $220, this well-kept waterfront community offers an appealing blend of recreation, privacy, comfort, and convenience. Publix, Costco, shopping, dining, the Florida Turnpike, and State Road 878 are all nearby, making this a rare opportunity to enjoy private water access, thoughtful upgrades, and resort-inspired living in a centrally located South Florida setting.
Features
- Entrance Foyer
- Volume Ceilings
- Walk-In Closet(s)
- Den/Library/Office
- Family Room
- Lake
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $6,063
- HOA
- $220 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.