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Condominium at 430 Grand Bay Dr # 801, Key Biscayne FL 33149Active
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Waterfront · Condominium
$6,900,000$1,747 / sqft

430 Grand Bay Dr # 801, Key Biscayne FL 33149

2
Bedrooms
4
Bathrooms
3,950 sqft
Interior
1999
Year built
$4,398 / mo
HOA
Condominium
Type

About this home

Commanding breathtaking Atlantic vistas from its privileged eighth-floor setting at Grand Bay Tower, this residence is a rare offering on Key Biscayne. Enjoying an unusually private setting with unobstructed ocean views and minimal visibility from neighboring residences, the home offers a level of seclusion seldom found in oceanfront condominium living. Originally a three-bedroom, five-and-a-half-bath home, it has been masterfully reimagined into a grand two-bedroom, three-and-a-half-bath layout, enhancing scale and flow for refined entertaining and effortless daily living. Spanning approximately 3,950 square feet, the living and dining areas, a cozy family room, and a bright kitchen with breakfast area are complemented by three terraces totaling approximately 595 square feet, seamlessly integrated to capture sweeping Atlantic views from every room. Custom woodwork by renowned designer Juan Montoya enriches the interiors, while the serene primary suite offers a secluded sitting room, bespoke closets, and a spa-inspired bath, creating a private sanctuary within this singular home. The sale includes a private guest quarters—an increasingly rare and coveted amenity at Grand Bay—as well as two storage units. Combining exceptional scale, refined finishes, remarkable privacy, unobstructed Atlantic views, and desirable ancillary spaces, this residence represents a unique opportunity within one of Key Biscayne’s most prestigious oceanfront buildings.

Features

  • Lobby
  • Closet Cabinetry
  • Cooking Island
  • Fire Sprinklers
  • Entrance Foyer
  • Laundry Tub
  • Chandelier To Be Replaced
  • Walk-In Closet(s)
  • Family Room
  • Media Room
  • Storage
  • Utility Room/Laundry
  • Open Balcony
  • Ocean View
  • Direct Ocean

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$39,288

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$34,890
HOA
$4,398 / mo

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Coldwell Banker Realty

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.