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Pending
Single Family Residence
$1,175,000$375 / sqft

8825 SW 185th Ter, Cutler Bay FL 33157

4
Bedrooms
4
Bathrooms
3,133 sqft
Interior
1978
Year built
None
HOA
Single Family Residence
Type

About this home

This is the Cutler Bay pool home you have been waiting for! This spacious and elegant 4 bedroom 4 bath home nestled in the privacy of a cul de sac and bordering a natural preserve will amaze you! Over 3700 sq ft under roof. Boasting a new roof and impact windows and doors, this home is storm ready and worry free for many years to come.With 3 bedrooms and 3 bathrooms on the west side of the home and a 1/1 on the east side that can serve as mother-in-law quarters.The large pool, hot tub and patio area are inviting you to entertain a large gathering. The large 2 car garage and backyard shed, with electrical, gives you plenty of room to store your toys. Ample parking for a large RV or a boat on the 1/2 acre lot. Inside the home you will find a safe room with a liberty safe, updated bathrooms and kitchen with a custom 9 ft island that can seat the whole family. This home is a must see if you are seeking privacy and large living spaces!

Features

  • First Floor Entry
  • Family Room
  • Separate Guest/In-Law Quarters
  • Utility/Laundry In Garage
  • None

Location

Approximate — shows the building, not the unit. Open in maps (opens in a new tab)

Estimated loan & HOA

$5,941

Loan payment and HOA only. Property tax and insurance are significant here and are not included.

Principal & interest
$5,941
HOA
None

Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.

Schedule a tour

Request a private or video tour with a local agent.

Courtesy of
Coldwell Banker Schmitt Real E

Run the numbers

We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.

Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management

Cap rate
Cash-on-cash
Monthly cash flow
Net operating income

Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.

Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.

Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.