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Single Family Residence
$800,000$296 / sqft
20304 SW 85th Ave, Cutler Bay FL 33189
Listed
4
Bedrooms
3
Bathrooms
2,699 sqft
Interior
1977
Year built
$150 / mo
HOA
Single Family Residence
Type
About this home
Miami-luxe soul, Open and airy, with nearly 4 distinct sitting area for gathering, mingling and entertaining. Each space flows naturally into the next creating a graceful dance. Floor to ceiling glass framing the emerald garden from the sunroom. Soaring ceiling creates a dramatic sense of volume and light, while a striking floating staircase serves as an architectural focal point, connecting the home's beautifully appointed living area space. This thoughtfully design layout features a private primary suite on the first floor within this exceptional residence. Upstairs, 3 additional bedrooms offer comfort and a distinctive outdoor connection. Two of the bedrooms open onto an expansive deck overlooking the lush, verdant garden, creating an enchanting setting for morning coffee or evening relaxation. The 3rd bedroom enjoys its own private balcony, adding another intimate outdoor escape to this sophisticated home.
Features
- First Floor Entry
- Great Room
- Open Balcony
- Garden
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$4,195
Loan payment and HOA only. Property tax and insurance are significant here and are included.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.