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Single Family Residence
$1,740,000$638 / sqft
3950 SW 4th St, Miami FL 33134
Listed
5
Bedrooms
4
Bathrooms
2,727 sqft
Interior
1982
Year built
None
HOA
Single Family Residence
Type
About this home
Tucked in the heart of Little Gables, this exceptional property is offered for the first time in four decades. Sitting on a lot twice the size of a comparable home that just closed for $1.8M, this is the largest home in the area, offering space, privacy, and flexibility you simply won't find elsewhere in this market. Recent Appraisal came in at 1,780,000.00 The main residence features 4 bedrooms and 3 bathrooms, with a layout built for real family living. Step outside to your own pool and Gazebo. What truly sets this property apart is the large, in-law suite with its own private entrance, ideal as a nanny's quarters, guest suite, or income-producing rental unit. Miracle Mile, downtown Coral Gables' shops and restaurants, and only 3 minutes to Miami International Airport. Some photos have been virtually rendered.
Features
- Volume Ceilings
- Separate Guest/In-Law Quarters
- Maid/In-Law Quarters
- Lighting
- None
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$8,798
Loan payment and HOA only. Property tax and insurance are significant here and are included.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 5-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $5,000–$20,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.