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9400 W Bay Harbor Drive # 503, Bay Harbor Islands FL 33154
About this home
Exclusive large 3BR/3.5BA waterfront residence in boutique Riva at Bay Harbor Islands. Private foyer and double-door entry lead to an expansive open floor plan with oversized living and dining areas, Bosch kitchen with breakfast bar, and a large balcony with water and Indian Creek Golf Course views. All bedrooms feature en-suite baths and walk-in closets. Spacious laundry room, 2 pantry closets, 2 parking spaces, valet & front desk assistance. Amenities include rooftop pool, jacuzzi, BBQ area & fitness center. Across from the A+ Bay Harbor K-8 School and minutes to Bal Harbour Shops, beaches, restaurants and houses of worship. Vacant , easy to show and move-in ready. Exceptional 3BR value at ($880/sq ft) in premier Bay Harbor Islands. Developer's floor plan: 2,785 SF. No dock included.
Features
- First Floor Entry
- Closet Cabinetry
- Custom Mirrors
- Entrance Foyer
- French Doors
- Pantry
- Walk-In Closet(s)
- Utility Room/Laundry
- Barbeque
- Canal
- Golf Course
- Golf View
- Canal View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $11,377
- HOA
- $3,300 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.