ActivePhoto 1 of 40
425 Harbor Dr, Key Biscayne FL 33149
About this home
Discover this striking contemporary residence, perfectly positioned on an oversized 9,258 SF lot on Harbor Drive, one of Key Biscayne’s most elegant and prestigious streets. Built in 2020, this architectural masterpiece offers 6 bedrooms plus a private office, 7 full baths, and 2 powder rooms across 4,565 SF of beautifully designed living space. Filled with natural light, the home showcases expansive open living areas, impressive volume throughout, and a sleek custom kitchen featuring bespoke cabinetry and top-of-the-line finishes. An elevator provides seamless access to all three levels, culminating in a spectacular rooftop terrace with captivating island views and refreshing bay breezes…a unique advantage of being just moments from the water. Designed for effortless indoor-outdoor living, the exterior features a resort-style saltwater pool and spa, summer kitchen, cabana bath, and generous entertaining areas surrounded by lush tropical landscaping. Additional highlights include , EV charger, and ample driveway parking. Combining exceptional design, comfort, and functionality, this residence embodies the very best of island living in one of Key Biscayne’s most distinguished locations. Just minutes from Miami, Key Biscayne is a hidden island paradise where pristine beaches, world-class outdoor recreation, and a relaxed yet sophisticated lifestyle come together in a way that few places can match.
Features
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Cooking Island
- Elevator
- Volume Ceilings
- Walk-In Closet(s)
- Other
- Storage
- Utility/Laundry In Garage
- Built-In Grill
- Open Balcony
- Outdoor Shower
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $37,671
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.