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Townhouse
$315,000$261 / sqft
540 NE 4th Terrace, Florida City FL 33034
Listed
2
Bedrooms
1,208 sqft
Interior
2022
Year built
$105 / mo
HOA
Townhouse
Type
About this home
New, beautiful and well maintained 2 beds, 2.5 bath townhome in Keys Pointe! Modern and spacious with natural light! New construction so everything is new. Original owners are the only ones that have lived in it. Modern kitchen, upgraded bathrooms, and finished yard with astro-turf! It's perfect for entertaining, and/or for a night in with family! Low HOA, and this property qualifies for an assumable mortgage with a rate of 3.75%! Ask me how! Preferred lender can offer up to 2% of mortgage amount towards closing costs and prepaids! Can also offer down payment assistance programs such as Homestead AFB, and a number of DPA programs can offer up to 5% of closings costs for FHA Loans!
Features
- First Floor Entry
- Other
- Pantry
- Exterior Lights
- Garden
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$1,698
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 2-bed rentals across Miami-Dade, from 177 active listings; the middle half ask $2,300–$3,000.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.