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Listed
Welcome to this beautifully upgraded residence located in the highly desirable Whispering Pines area of Cutler Bay. This move-in ready home offers a bright and spacious layout with elegant wood flooring throughout and a modern open-concept kitchen featuring granite countertops and stainless-steel appliances. The property has been fully renovated and includes impact-resistant windows and doors, a new roof (2023), and a heated pool (2023) designed for year-round enjoyment. Additional upgrades include front yard pavers completed in 2025 and a circular driveway providing ample parking. The converted garage creates a private in-law suite with its own entrance, full bathroom, and split AC, expanding the home to a flexible 5-bedroom, 3-bathroom layout ideal for extended family, guests, or multi-generational living. Step outside to a large backyard with a covered patio, perfect for outdoor gatherings and entertaining. With no HOA, generous outdoor space, and high-value upgrades throughout, this property offers comfort, versatility, and exceptional value in one of Cutler Bay’s most sought-after neighborhoods. Seller offering up to $20,000 credit toward buyer’s closing costs with acceptable offer A must-see home ready for its next owner. Showing by appointment.
Leasing terms as stated in the MLS listing, not verified by us. The association’s governing documents control what is actually permitted and can change — confirm before you buy.
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
Illustration only — not a loan offer, quote, or commitment. We are not a lender and neither offer nor arrange financing. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Request a private or video tour with a local agent.