9123 SW 181st St, Palmetto Bay FL 33157
About this home
Move-in ready 4-bed, 2-bath Palmetto Bay pool home with the big-ticket items done: new roof (2024), full impact windows & doors (2019), and a complete 2025 renovation — new kitchen, updated bathrooms, high-end laminate flooring, and an open floor plan across 1,700 sq ft of bright living space. Outside, a private pool and pergola on an oversized 8,250-sq-ft lot make year-round entertaining easy. Zoned for top-rated public schools, near premier private schools, and minutes to Deering Estate, parks, and waterfront trails. No HOA. Insurable, turnkey, and priced to move — homes like this don't last in Palmetto Bay!
Features
- First Floor Entry
- Other
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $4,040
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
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Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.