12978 SW 286th Ter, Homestead FL 33033
About this home
2023 LENNAR SHORT SALE IN PINE VISTA! Fantastic opportunity to acquire a nearly-new 3-bedroom, 2.5-bathroom home with custom upgrades in the highly desirable master-planned Pine Vista community! Built in 2023, this turn-key property features upgraded luxury vinyl flooring throughout the second floor and comes fully equipped with a complete appliance package—including refrigerator, stove, microwave, dishwasher, washer, and dryer. Step out back into a private, zero-maintenance outdoor living setup designed for year-round entertaining. The entire backyard floor is paved with brick pavers and accented with lush synthetic grass, sheltered by a custom covered aluminum roof complete with integrated ceiling fans and lighting. Enjoy resort-style neighborhood amenities including a clubhouse, sparkling community pool, and playground. HOA is $300/month, and CDD fees are conveniently included in the annual property taxes. Great location with quick access to US-1, the Turnpike, and the Florida Keys. Low-maintenance inside and out! Short sale process handled by experienced professionals. Subject to third-party bank/lender approval. Property sold as-is.
Features
- First Floor Entry
- Walk-In Closet(s)
- East Of Us1
- None
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $1,846
- HOA
- $300 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.