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430 Grand Bay Dr, Key Biscayne FL 33149
About this home
Dominating the Key Biscayne skyline, this Geoffrey Bradfield–designed penthouse is a rare display of power, prestige, and absolute luxury. Encompassing 13,630 sq. ft. with 10,421 sq. ft. under air and 3,000+ sq. ft. of oceanfront terraces, it commands 100 feet of unobstructed beachfront with sweeping sunrise and sunset views. Directly adjacent, the $100M+ newly reimagined Ritz-Carlton and its brand-new Beach Club sit at your footsteps, elevating exclusivity to a world-class level. Inside, soaring ceilings showcase a showpiece chef’s kitchen, grand dining, four-private en-suites, a refined executive office, staff quarters, and couture-caliber closets. Includes five premium parking spaces and five oversized private storage cages. A true trophy residence at the apex of coastal luxury.
Features
- Built-in Features
- Closet Cabinetry
- Fire Sprinklers
- Entrance Foyer
- Volume Ceilings
- Walk-In Closet(s)
- Den/Library/Office
- Family Room
- Great Room
- Maid/In-Law Quarters
- Storage
- Utility Room/Laundry
- Open Balcony
- Bay
- Ocean View
- Direct Ocean
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $131,470
- HOA
- None
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.