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Listed
NO HOA = NO HASSLES!! Beautiful and spacious 2-story home with great curb appeal, centrally located just off historic Old Cutler Road and Cutler Bay. Nestled in a well-kept, family-friendly neighborhood with NO HOA, this home offers the freedom to enjoy your property without restrictive rules. Inside, the generous living space is ideal for a large or growing family. Three light-filled first-floor living areas flow into a sleek, modern kitchen overlooking the huge, private backyard. A convenient guest bath is downstairs and 4 large bedrooms and 2 full baths are upstairs, providing privacy and separation. The upgraded paver patio creates a peaceful, lush outdoor living space perfect for entertaining, with plenty of room to add a pool, outdoor kitchen or Tiki hut. A generous 2-car garage w/pavered driveway provide ample parking for cars, a boat, golf cart and more. Accordion hurricane shutters provide peace of mind and protection throughout. Enjoy easy access to US-1 and the Florida Turnpike, with Southland Mall and Downtown Cutler Bay nearby. Excellent public and private schools, parks and recreation add to the appeal. For outdoor fun, explore nearby Debbie Curtin Park, bike along scenic Old Cutler Road, or head to Black Point Marina for waterside dining, kayaking, picnicking and boating. This home has a lovely layout that you have to see in person to appreciate. Experience the best of South Florida living in a location you'll love at a price you'll appreciate. Easy to show!
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 200 active listings; the middle half ask $3,800–$9,500.That is what landlords ask, not what units let for — edit it if you know better.
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
Illustration only — not a loan offer, quote, or commitment. We are not a lender and neither offer nor arrange financing. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
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