All listings
Active
Active1 / 11
Photo 1 of 11
Townhouse
$3,285,000$1,200 / sqft
10190 E Bay Harbor Dr # 13, Bay Harbor Islands FL 33154
Listed
4
Bedrooms
5
Bathrooms
2,738 sqft
Interior
2027
Year built
None
HOA
Townhouse
Type
About this home
Discover Bay Villas, your luxurious retreat in the sought-after Bay Harbor Islands. This exclusive neighborhood is Miami's hidden gem, offering charming, walkable streets, waterfront access, and laid-back elegance. This townhome features 4 bedrooms, 4.5 bathrooms, and 2,738 sq ft of refined interior living across three levels, plus a magnificent rooftop terrace. Highlights Include: Interior Elevator from ground floor to rooftop. Private, 2-car climate-controlled garage. Armony Cucine kitchen with Miele appliance and coffee system. Stone countertops, premium fixtures, and high-end flooring options. Smart home ready with dimmer switches and base security system. Delivery date: Q2 2027.
Features
- Elevator
- None
- Other
- Water View
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
$16,611
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $16,611
Run the numbers
We fill in the price and the building's HOA dues. That leaves tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Rent starts from what comparable units are asking nearby. Vacancy and the loan terms below start at common defaults; change them.
Median asking rent for 4-bed rentals across Miami-Dade, from 187 active listings; the middle half ask $2,995–$3,900.That is what landlords ask, not what units let for — edit it if you know better.
Our default, not a market figure
From the listing
Depends on assessed value & exemptions
Varies widely by building
Repairs, turnover, management
Cap rate
Cash-on-cash
Monthly cash flow
Net operating income
Enter property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. We are not a lender and neither offer nor arrange financing. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.