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About this home
This penthouse residence captures a picture-perfect view of the Miami Skyline and serene sunsets over Bill Bagg’s State Park & iconic Key Biscayne Lighthouse. Offering ultimate prestige, peace, and privacy, the top-floor home features a remodeled kitchen, a refined office/family room with custom built-ins, & elegant details throughout. There is ample space with three bedrooms plus staff / laundry. Ocean Club’s Lake Tower is a boutique full-service building with private elevator, 24h concierge, on-site manager, valet parking, and secured bike & storage rooms under AC. The Ocean Club offers resort-style family living with a private Beach Club, oceanfront restaurants, fitness center, spa & beauty salon, Tennis Club with Har-Tru tennis and padel courts, Youth Center, children’s playground & more!
Features
- Other
- Skyline
Location
Approximate — shows the building, not the unit. Open in maps (opens in a new tab)
Estimated loan & HOA
Loan payment and HOA only. Property tax and insurance are significant here and are not included.
- Principal & interest
- $15,549
- HOA
- $1,513 / mo
Illustration only — not a loan offer, quote, or commitment. Assumes a 30-year loan at 6.5% with 20% down (rates as of July 2026); your actual terms will differ.
Schedule a tour
Request a private or video tour with a local agent.
Run the numbers
We fill in the price and the building's HOA dues. That leaves rent, tax, insurance and maintenance — they depend on your exemptions, your insurer and the unit, so we don't guess them. Vacancy and the loan terms below start at common defaults; change them.
Enter rent, property tax, insurance, maintenance to see the returns. A cap rate calculated without every cost overstates the deal — often by half — so we don't show a partial one.
Illustration only — not a loan offer, quote, or investment advice. The loan fields start at 20% down over 30 years at 6.5% (rates as of July 2026); that is a nominal rate for illustration, not an APR, and your actual terms will differ. Cap rate is unlevered; cash-on-cash counts the down payment as invested capital and excludes closing costs.
Listing data from the MIAMI Association of REALTORS® (MIAMIRE) IDX program. Information deemed reliable but not guaranteed. Demo data shown for layout purposes.